După Bloomberg, se pare că a trecut criza. Dacă nu din alte motive, cel puţin pentru că în ciuda tuturor articolelor scrise cu fiere despre bule imobiliare, bule ale creditării, credite subprime, datorii de 14000 de miliarde, americani, chinezi, falimente şi defaulturi, bancherii încearcă prin toate metodele posibile să dea credite, fără să se gândească de două ori.
Michael Busick says his credit union “was shocked” to discover his credit score was 812 of a possible 850 when he applied for a $19,500 new-car loan. The loan officer told Busick he rarely sees scores so close to perfect, said the Charlotte, North Carolina, math teacher, who added that he always pays his bills on time and doesn’t “overextend.” He got the funds in May.
Math teacher Busick, 33, who has a home loan and four credit cards, estimates his near-perfect credit score has risen from the upper 700s in the past few years. While he uses an American Express card to accumulate frequent-flier miles on Delta Air Lines Inc., he pays it off in full most months. Busick says he strives to maintain strong credit.
“I don’t have late payments,” he said. “I pay all my bills on time.”
Busick is eying a Sony television or Dell or Hewlett- Packard computer that could cost $2,000.
“If I want something, I will get it,” he says.
Cine credea că a murit era creditelor cu buletinul se înşela asupra adevăratelor dimensiuni ale prostiei umane.
După cum a spus chiar preşedintele Morgan Stanley Asia: “What I worry about now is we are creating a whole new generation of zombie consumers in the United States.”
Eu în locul lui, vorba blondei, nu m-aş îngrijora, mi-ar face plăcere.